Why this matters: 4orm embeds checks in the transaction. Your institution still owns the regulatory relationship.
CAMLO, FINTRAC, OSFI
KYC, AML, sanctions, and accreditation remain the institution's obligation. In the intended design, many checks run inside the transaction and embed in the token - but the CAMLO still reports, FINTRAC thresholds still apply, and OSFI still supervises.
The supervisory feed is designed to be regulator-readable from one canonical record - not a re-export assembled after the fact.