Part of the 4orm Finance regulated control plane4orm Finance →/4ormEx (working product) →/Join the institutional waitlist
Sandbox environment, simulated data only, all amounts in CAD. Identifiers, hashes and balances are generated for demonstration.
Sandbox, simulated end-to-end

Run a tokenized institutional transaction, end to end.

Eight steps from KYC through atomic settlement, with append-only audit trail and per-step compliance receipts. No live blockchain, no real assets, no real customer data. Pick one of three preset scenarios below, or run the lifecycle manually one step at a time.

Simulated data only CAD 8-step lifecycle Verifiable audit trail
The 4orm settlement principle

Blockchain finality is not institutional finality. Only treasury confirmation, custody confirmation, and canonical ledger commitment together complete settlement.

Atomic or none
TREASURY Confirmation CUSTODY Confirmation CANONICAL Ledger commit INSTITUTIONAL FINALITY all three or none 3 SIGNALS 1 FINALITY EVENT
Choose one
One-click scenarios, prefill and run instantly

Run the lifecycle the control plane governs. These eight steps are how a tokenized real-world asset moves through 4orm, from KYC to compliance report. Click through them, or press Run auto full flow on the left to watch the whole thing settle.

01

KYC Verification

Know Your Customer (KYC): verify an institution's legal identity and beneficial owners, then issue a reusable on-chain credential.

Not run

Institution details

02

AML Screening

Anti-Money Laundering (AML): screen the party and the transaction against sanctions, politically exposed persons (PEP) and watchlists, with an auditable risk score.

Not run

Screening inputs

03

Tokenization

Wrap a real-world asset (RWA) in a legal token contract and mint it on-chain with built-in transfer restrictions.

Not run

Asset to tokenize

04

Trade Execution

Place an order into a live book, match against a verified counterparty, and generate an execution receipt.

Not run

Order

Order book
05

Attestation

Issue a signed, verifiable proof, anchored to the credentials and transactions created in prior steps.

Not run

Attestation

Linked on-chain references
06

Settlement

Settle both legs atomically (DvP) at T+0, with instant, irreversible finality.

Not run

Settlement instruction

Legs
07

Audit Trail

Every step above is written to an immutable, append-only ledger on the 4orm-EVM permissioned network. Each record carries a hash, timestamp, and linked references that tie it back to its originating credential, trade, or settlement leg.

Not run
Records
0
Network
4orm-EVM (permissioned)
Mutability
Append-only
08

Compliance Report

Auto-compile a regulatory report from the on-chain record, no manual reconciliation, and export it.

Not run

Report

Source completeness
    See manual vs 4orm →

    You just ran one transaction.

    Now see how money of any size moves through the system, and where it gets stuck on legacy rails. Dial any amount from C$500 to C$50M and watch the checkpoints pile up.

    See money flows →
    You ran it — now put a number on it

    What does this actually save your institution?

    Pick your institution profile. The model produces the annual savings for an institution of your size: trapped liquidity freed, correspondent fees gone, compliance and reconciliation labour cut, KYC reuse.

    See what it saves → Step in the institutional walk · the waitlist sits at the end
    Ready to bring this to your institution?

    Walk this with your team, then join the institutional waitlist.

    The 4orm regulated control plane is the perimeter inside which your bank issues, trades, settles, custodies, and reports on tokenized real-world assets. The waitlist is how we line up early Canadian institutions for the first cohort of pilots.

    Join the institutional waitlist → Book a confidential walkthrough
    The waitlist tells us your institution is paying attention. The walkthrough is for institutions ready to talk pilot details under NDA. Either path lands at compliance@kcs-capital.com.
    Questions, or want to walk through this with us? compliance@kcs-capital.com · 4orm Finance is developed by KCS Capital, an independent engineering firm. 4orm Finance Holdings Inc. is the parent legal entity.